Frequently Asked Questions
Q: Traffic policies can meet my damage to my car?
A: Traffic due to an accident policy only other vehicle involved in the accident and the people that we had to meet the physical and material losses. Insurance is insurance that meets our vehicle damage.
Q: What are the guarantees of compulsory traffic insurance?
A: Tools and tangible per accident, per person and Accident Health Expenses, Persons and Per Accident Injury and Death.
Q: Traffic accident insurance does meet my expenses in the treatment?
A: Traffic Insurance that you give to the opposite side of the body and covers property damage.
Q: Cause of taxis traffic car insurance premiums may be higher than specified for the primary?
A: Premiums damage to each vehicle type and total premiums are determined by individual and each company is premiums may be different. For this reason, the car is higher than the premiums for taxis in the form of a generalization is not true.
Q: Traffic Does insurance cover compensation claim?
A: Traffic Insurance does not cover non-pecuniary damage.
Q: Motor vehicle traffic accident to Vremya affect insurance premiums?
A: Yes, it will affect. Tariff and Traffic Insurance companies step instructions and according to the rates specified in the claims discount or premium to apply the levy do. Operating capacity will be roadworthy for the first time from the premium is applied for the fourth step.
Q: To the insured in case of litigation, it is covered under insurance expenses traffic?
A: Yes. Litigation costs and attorneys fees, not to exceed policy limits the traffic policy are covered. If the damage caused by the negligence of the insured, and if there is still a lawsuit, traffic insurance covers these costs.
Q: Traffic for the first time the vehicle is disposed of policies which stage?
A: Traffic means that for the first time (0 km. or new registration) increase of premium or discount is not applied, the policy will be issued digits.
Q: 15 days after the date of registration of the vehicle has passed. Days passed he will pay the premium surcharge?
A: Up to 30 days from the date of registration will not be any premium surcharge. With every passing premium surcharge is applied to 5% for 30 days. For delay is limited to 50%.
Q: I sold my vehicle, may transfer to the new buyer traffic insurance policy?
A: Vehicle sales in the traffic policy when the policy does not change to the new buyer. Car owners will cancel the existing policy and takes the remaining days until the return of premium. According to the registration of new vehicle buyers in the name of their new move is a policy issue.
Q: Someone hit my car parked in front of my house standing escaped, what should I do?
A: The nearest police or gendarme station recourse must attach transcripts. Our insurance company has to offer for you 24/7 can benefit from assistance, you can grind your car to the nearest service with appealing.
Q: What is no-claims discount rates in motor insurance?
A: I claim and surcharge rates are as follows:
| Step No |
Claim Discount% |
Premium Increase% |
| 7 | 20 | |
| 6 | 15 | |
| 5 | 10 | |
| 4 | - | |
| 3 | - | 20 |
| 2 | - | 40 |
| 1 | - | 60 |
